Before starting to shop for homes, your preferred realtor will suggest to start with a pre-approvals. Refer to the guide as introduction call & application call to conclude your pre-approval. We will issue a official letter with rate hold 120 days.

A renewal is when your mortgage contract has come to term end. At this point, it is highly recommended to check what other lenders are offering to ensure you get the saving you deserve.

Once your pre-approval is completed, purchasing an existing home either private sale or with a realtor will be handle with high detail to insure a smooth process and get you in your home.

Refinancing is slightly different than the renewal. Refinancing means you can get extra money if you have enough equity in our home. For quick math, we can lend 80% of your homes value.

New constructions are a different subject totally versus a purchase. We offer turn key, progress draw with builder & self build constructions. Book  a call and ask us about the process and requirements since there is a few extra steps.

We have access to commercial lenders. If you are purchasing a larger rental unit, commercial building or business, please reach out.